In life and in wealth, there are no guarantees. But there are values we can uphold at every opportunity, so this is what we offer clients:
Bringing order to your financial life.
Following through on financial commitments and action plans.
Providing objective and unbiased advice to help you avoid mistakes and prevent emotional decisions.
Working to anticipate the key transitions in life so that you can be financially prepared for them.
Helping you attain and retain the specific knowledge needed for you to succeed.
Collaborating with you to help you achieve the best life possible with the money you have.
Caring for you and your money, in that order.
Analysis of all sources of income
Retirement Income Planning
Cash flow and lifestyle projections
Predictable lifetime income generation
Social Security claiming strategies
Rollovers and strategies for IRAs, 403(b)s, 401(k)s, pensions, benefits and deferred compensation
Required Minimum Distributions (RMDs)
Future-focused longevity planning for women
Wealth Preservation and Estate Building
Long-term care protection planning
Assessing annuity and insurance options
Qualified Charitable Distributions (QCDs)
Wealth transfer and planned giving strategies
Coordinating with your estate attorney (wills, health care proxy, power of attorney, trusts)
Coordinating with your accountant to help minimize tax
Exclusive Programs and Services
The Safe Money Benchmark Strategy™
SWOT Retirement Analysis (Strengths, Weaknesses, Opportunities, Threats)
The Science of Successful Investing
Non-discretionary, goals-based investment management
Investing and Asset Allocation Strategy
Broad investment diversification
Tax mitigation strategies including tax loss harvesting
Cost reduction strategies
Portfolio rebalancing and investment monitoring
Investor protections, privacy and confidentiality
Capabilities and Consulting Services
Pre-retirees and retirees age 50+ looking for advice on accumulated assets
Our services are best suited to:
Single, divorced or widowed women seeking an advisory relationship built on the highest levels of trust, integrity and service
Women and couples with inherited wealth or sudden wealth, who are in need of long-term guidance
Mid-career professionals and business owners in need of future-focused financial strategies
Investors suffering from poor client service, who are looking to have their calls and emails returned within minutes and hours, not days and weeks
“Retirement is more than just a transition, it’s an 8,000+ day journey. And as your advocate, my role is to understand where you want to go and to reduce or eliminate the risks that could hamper your progress—that’s what really matters.”
Principal & Managing Partner
Bill Losey is an investment advisor, published author, financial educator and media personality. A nationally known authority on retirement, he has been offering personal planning services for 30+ years to select women and couples nationwide from his riverside retreat in the Saratoga/Lake George/Adirondack region of upstate NY and The Villages, FL.
Principal & Managing Partner
Bill’s passion for his profession is rooted in his unlikely personal journey. At one time debt-ridden and financially illiterate, he committed himself to education and professional development, eventually sharing his experiences with a national audience as the “resident retirement expert” on CNBC’s “On The Money” television program. Over the years he has also hosted the “Retire in a Weekend” radio show on News Radio 810AM and 103.1FM WGY, authored Retire in a Weekend!®: The Baby Boomer’s Guide to Making Work Optional, and published Retirement Intelligence®, a newsletter reaching thousands of subscribers worldwide. He is a graduate of Westchester Community College and Marist College, and he is a CERTIFIED FINANCIAL PLANNER™ practitioner.
Active in his community, Bill has volunteered time and resources to local youth sports as well as numerous charitable organizations. In his free time he loves to play tennis, lift weights, tour the countryside on his motorcycle, and sing. He is an accomplished vocalist and has performed the National Anthem at Madison Square Garden, the Times Union Center, and other sporting venues. He has been married since 1988 to his wife Tori, and together they have three sons.
