When you have distinct needs,
you get personalized services.
It’s time for a custom portfolio.
It often happens that, as your wealth grows, you develop specific needs around tax, risk, liquidity and protection. Over time, customization becomes the single most important factor in reaching your goals.
It’s time for custom.
We believe if your needs are unique, your portfolio should be, too.
That’s why we’re introducing a Custom Asset Management. Through a one-to-one process of discovery, design and implementation, you gain a fully customized investment strategy that is built around your unique needs, financial considerations and personal goals.
ZACKS CUSTOM ASSET MANAGEMENT
Our custom platform pairs you with a Portfolio Manager from the Zacks Investment Committee to deliver a personalized, tax-efficient investment strategy that is tailored to your individual requirements.
Working in tandem with your financial advisor, your Portfolio Manager designs a custom asset allocation and meets with you every quarter to ensure it’s continuously serving your needs and objectives.
Custom Asset Management: At a Glance
CUSTOM ASSET MANAGEMENT SERVICE: AT A GLANCE
Your
Financial
Advisor
Your
Portfolio
Manager
WHAT
YOU GET
Fully personalized
investment solution
Strategies tailored
to your needs
Ongoing implementation and quarterly review meetings
Top Five Advantages of a Custom Approach
There often comes a time when the complexity of your wealth demands more than the standard or conventional approach to investment strategy. Shifting to a custom approach changes the entire dynamic of the asset allocation process and creates several additional advantages.
ADVANTAGE 1
You get a fully personalized portfolio.
Your Portfolio Manager designs a fully customized investment portfolio that keeps your needs and goals in focus. With personalized strategies for asset allocation, fixed income and tax mitigation, you can better navigate the complexities of your financial life.
Your portfolio stays relevant over time.
We take a one-to-one approach to both the design and the implementation of your custom strategies. With regular review meetings, your Portfolio Manager gathers information on any new objectives or requirements, and adapts your portfolio accordingly.
ADVANTAGE 2
You benefit from a tailored tax strategy.
In addition to understanding your tolerance for downside risk, goal timelines and other requirements, your Portfolio Manager considers your overall tax burden. As a result, you get a custom strategy that helps mitigate the impact of capital gains tax on your investment returns.
ADVANTAGE 3
ADVANTAGE 4
You work directly with a Portfolio Manager.
You have ongoing access to a highly accomplished Portfolio Manager who occupies a seat on the Zacks Investment Committee, a team of experienced professionals that have been instrumental in the firm’s many innovations and achievements.
You gain access to leading investment strategies.
With access to Zacks investment strategies, several of which have reached the top decile of Morningstar’s performance rankings*, you also have the security of working with a trusted name with strong track record in the industry.
ADVANTAGE 5
*The Morningstar Universes used for comparative analysis are constructed by Morningstar (median performance) and data is provided to Zacks by Zephyr Style Advisor. The percentile ranking for each Zacks Strategy is based on the gross comparison for Zacks Strategies vs. the indicated universe rounded up to the nearest whole percentile. Other managers included in universe by Morningstar may exhibit style drift when compared to Zacks Investment Management portfolio. Neither Zacks Investment Management nor Zacks Investment Research has any affiliation with Morningstar. Neither Zacks Investment Management nor Zacks Investment Research had any influence of the process Morningstar used to determine this ranking. These ratings were awarded by Morningstar on 4/1/2023 in respect of the period from strategy inception to 3/31/2023 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating.
TOP ADVANTAGES: AT A GLANCE
Custom strategies for asset allocation, fixed income
and tax strategy
One-to-one process
with an experienced
Portfolio Manager
Access to investment strategies ranked in the top 5% of Morningstar’s performance rankings
All Cap Core Strategy
The Zacks All Cap Core Strategy has ranked in the top 5% out of 433 managers* in the Morningstar All Domestic Equity Managers Universe.
PORTFOLIO CHARACTERISTICS
• Blended: growth and value stocks
• All-cap: not tied to a style-box
• Fundamental: strong qualitative oversight
• Disciplined: strict avoidance of concept stocks
*The Morningstar Universes used for comparative analysis are constructed by Morningstar (median performance) and data is provided to Zacks by Zephyr Style Advisor. The percentile ranking for each Zacks Strategy is based on the gross comparison for Zacks Strategies vs. the indicated universe rounded up to the nearest whole percentile. Other managers included in universe by Morningstar may exhibit style drift when compared to Zacks Investment Management portfolio. Neither Zacks Investment Management nor Zacks Investment Research has any affiliation with Morningstar. Neither Zacks Investment Management nor Zacks Investment Research had any influence of the process Morningstar used to determine this ranking. These ratings were awarded by Morningstar on 4/1/2023 in respect of the period from strategy inception to 3/31/2023 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating.
Dividend Strategy
The Zacks Dividend Strategy has ranked in the top 4% out of 766 managers in the Morningstar* Large Cap Value Universe.
• Above-average yield: provides substantially higher current
yield than the S&P 500
• Low volatility
• Low turnover
• Tax-efficient: most capital gains are long-term
PORTFOLIO CHARACTERISTICS
*The Morningstar Universes used for comparative analysis are constructed by Morningstar (median performance) and data is provided to Zacks by Zephyr Style Advisor. The percentile ranking for each Zacks Strategy is based on the gross comparison for Zacks Strategies vs. the indicated universe rounded up to the nearest whole percentile. Other managers included in universe by Morningstar may exhibit style drift when compared to Zacks Investment Management portfolio. Neither Zacks Investment Management nor Zacks Investment Research has any affiliation with Morningstar. Neither Zacks Investment Management nor Zacks Investment Research had any influence of the process Morningstar used to determine this ranking. These ratings were awarded by Morningstar on 4/1/2023 in respect of the period from strategy inception to 3/31/2023 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating.
Focus Growth Strategy
The Zacks Focus Growth Strategy has ranked in the top 5% out of 763 managers* in the Morningstar Large Cap Growth Universe.
• Focused on growth-oriented stocks with a large cap bias
• Diversified: 50-100 positions in the portfolio
• Disciplined: proven quantitative investment process
• Regular rebalancing: stocks with deteriorating factors are sold
and replaced with stronger positions
PORTFOLIO CHARACTERISTICS
*The Morningstar Universes used for comparative analysis are constructed by Morningstar (median performance) and data is provided to Zacks by Zephyr Style Advisor. The percentile ranking for each Zacks Strategy is based on the gross comparison for Zacks Strategies vs. the indicated universe rounded up to the nearest whole percentile. Other managers included in universe by Morningstar may exhibit style drift when compared to Zacks Investment Management portfolio. Neither Zacks Investment Management nor Zacks Investment Research has any affiliation with Morningstar. Neither Zacks Investment Management nor Zacks Investment Research had any influence of the process Morningstar used to determine this ranking. These ratings were awarded by Morningstar on 4/1/2023 in respect of the period from strategy inception to 3/31/2023 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating.
Mid Cap Core Strategy
The Zacks Mid Cap Core Strategy has ranked in the top 1% out of 244 managers* in the Morningstar Mid Cap Blend Universe.
• Stock selection: positive Zacks Rank
• Regular rebalancing: stocks with declining fundamentals are sold
• All-style: invests in both growth and value stocks
• Diversified: an average of 100 positions selected for the portfolio
PORTFOLIO CHARACTERISTICS
*The Morningstar Universes used for comparative analysis are constructed by Morningstar (median performance) and data is provided to Zacks by Zephyr Style Advisor. The percentile ranking for each Zacks Strategy is based on the gross comparison for Zacks Strategies vs. the indicated universe rounded up to the nearest whole percentile. Other managers included in universe by Morningstar may exhibit style drift when compared to Zacks Investment Management portfolio. Neither Zacks Investment Management nor Zacks Investment Research has any affiliation with Morningstar. Neither Zacks Investment Management nor Zacks Investment Research had any influence of the process Morningstar used to determine this ranking. These ratings were awarded by Morningstar on 4/1/2023 in respect of the period from strategy inception to 3/31/2023 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating.
Small Cap Equity Strategy
The Zacks Small Cap Equity Strategy has ranked in the top 1% out of 413 managers* in the Morningstar Small Blend Universe.
• Stock selection: positive Zacks Rank
• Regular rebalancing: stocks with declining fundamentals are sold
• All-style: invests in both growth and value stocks
• Diversified: an average of 100 positions selected for the portfolio
PORTFOLIO CHARACTERISTICS
*The Morningstar Universes used for comparative analysis are constructed by Morningstar (median performance) and data is provided to Zacks by Zephyr Style Advisor. The percentile ranking for each Zacks Strategy is based on the gross comparison for Zacks Strategies vs. the indicated universe rounded up to the nearest whole percentile. Other managers included in universe by Morningstar may exhibit style drift when compared to Zacks Investment Management portfolio. Neither Zacks Investment Management nor Zacks Investment Research has any affiliation with Morningstar. Neither Zacks Investment Management nor Zacks Investment Research had any influence of the process Morningstar used to determine this ranking. These ratings were awarded by Morningstar on 4/1/2023 in respect of the period from strategy inception to 3/31/2023 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating.
How It Works
Zacks Custom Asset Management requires a distinct set of steps that involve you, your advisor and your Portfolio Manager. We provide a one-to-one process of evaluating personal requirements, tailoring a custom solution and adapting to evolving needs.
HOW IT WORKS:
AT A GLANCE
Your Goals
and Requirements
Your Custom
Allocation and
Tax Strategy
Quarterly
Meetings
Implementation
and Ongoing
Service
STEP 1
STEP 2
STEP 4
STEP 3
Identifying personal requirements such as tax, risk, liquidity and protection
Custom designing
your investment
strategy according to your needs and goals
Implementation, periodic rebalancing and quarterly review meetings
Your Goals and Requirements
Your Portfolio Manager meets with you and your advisor to understand the various financial structures, tax considerations, risk tolerances and investment objectives that make up your personal investment requirements.
1
Your Custom Allocation and Tax Strategy
After a thorough analysis, your Portfolio Manager designs a custom asset allocation and fixed income portfolio according to the needs and goals discussed. We also consider details like average maturity, credit quality, state of residency and income bracket, in order to design a strategy for mitigating capital gains tax.
2
Implementation and Ongoing Service
Once you review the proposed asset allocation and tax strategy, your Portfolio Manager implements the solution and initiates our ongoing service mandate, which includes open communication, periodic rebalancing and quarterly reviews.
3
Quarterly Meetings
Each quarter, your Portfolio Manager meets with you to review your portfolio’s performance, discuss new developments and goals, and recommend strategic adjustments.
4
- Proven investment track record with multiple strategies in the top decile in performance ranking
Why Zacks?
- 30+ year history of innovations and accomplishments
- Accolades and awards including Manager of the Decade by PSN* for two consecutive decades
- Influential and widely adopted research including the Zacks Rank, which has made Zacks a thought leader in the financial community
- Objective, independent and unbiased
*PSN RANKING: This information is distributed for informational purposes only; to notify readers of a PSN ranking. The results submitted to PSN portray the performance history for a strategy composite gross of fees, and do not include the deduction of investment advisory fees. An investor’s actual return will be reduced by the advisory fees and any other expenses which may be incurred in the management of an investment advisory account. Upon request, Zacks Investment Management will provide gross and net performance information for the Dividend Rank Strategy. The returns are compared to the Russell 1000 Value. The composite may differ significantly from the securities that comprise the Index. Individual results may differ. PSN and Informa Investment Solutions have no affiliation with Zacks, but rather evaluate investment managers’ performance on an objective basis. Criteria: The PSN universes were created using the information collected through the PSN investment manager questionnaire and use only gross of fee returns. Mutual fund and commingled fund products are not included in the universe. PSN Top Guns investment managers must claim that they are GIPS compliant. Products must have an r-squared of 0.80 or greater relative to the style benchmark for the ten-year period ending DECEMBER 31, 2019. Moreover, products must have returns greater than the style benchmark for the ten-year period ending DECEMBER 31, 2019 and also standard deviation less than the style benchmark for the ten year period ending DECEMBER 31, 2019. At this point, the top ten performers for the latest ten-year period ending DECEMBER 31, 2019 become the PSN Top Guns Manager of the Decade. This rating was awarded by PSN on 3/5/2020 in respect of the period 1/1/2010 to 12/31/2019. We do not compensate PSN to obtain this rating. However, we pay compensation to PSN to use their logo in connection with advertising this rating.
Past performance is no guarantee of future results. Inherent in any investment is the potential for loss. Zacks Investment Management, Inc. is a wholly-owned subsidiary of Zacks Investment Research. Zacks Investment Management is an independent Registered Investment Advisory firm and acts as an investment manager for individuals and institutions. Zacks Investment Research is a provider of earnings data and other financial data to institutions and to individuals. Any investment inherently involves a high degree of risk, beyond any specific risks discussed herein.
Disclaimer
This material is being provided for informational purposes only and nothing herein constitutes investment, legal, accounting, or tax advice, or a recommendation to buy, sell or hold a security. Do not act or rely upon the information and opinions given in this document without seeking the services of competent and professional investment, legal, tax, or accounting counsel. Publication and distribution of this document is not intended to create, and the information and opinions contained herein does not constitute, an attorney-client relationship. No recommendation or advice is being given as to whether any investment or strategy is suitable for a particular investor. It should not be assumed that any investments in securities, companies, sectors, or markets identified and described were or will be profitable. All information is current as of the date of herein and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole.
Prospective clients and clients should not assume identical performance results to those shown would have been achieved for their account if it was invested in the Strategies during the period. Clients of the firm may receive different performance than the composite. Client performance may differ due to factors such as timing of investment(s), timing of withdrawal(s), and client-mandated investment restrictions. Wholesale, retail and institutional clients of the firm may have differing performance due to timing of trades.
Investments in the Strategies are not deposits of any bank, are not guaranteed by any bank, are not insured by FDIC or any other agency, and involve investment risks, including possible loss of the principal amount invested. Lower fees may apply to larger accounts; higher fees may apply to smaller accounts. Separately managed account minimums apply. Inherent in any investment is the potential for loss. Standard management fees are available on request and are described in Part 2A of Form ADV.
The S&P 500 Index is a well-known, unmanaged index of the prices of 500 large-company common stocks, mainly blue-chip stocks, selected by Standard & Poor’s. The S&P 500 Index assumes reinvestment of dividends but does not reflect advisory fees or other expenses. An investor cannot invest directly in this Index. The volatility of the benchmark may be materially different from the individual performance obtained by a specific investor.
PSN RANKING: This information is distributed for informational purposes only; to notify readers of a PSN ranking. The results submitted to PSN portray the performance history for a strategy composite gross of fees, and do not include the deduction of investment advisory fees. An investor’s actual return will be reduced by the advisory fees and any other expenses which may be incurred in the management of an investment advisory account. Upon request, Zacks Investment Management will provide gross and net performance information for the Dividend Rank Strategy. The returns are compared to the Russell 1000 Value. The composite may differ significantly from the securities that comprise the Index. Individual results may differ. PSN and Informa Investment Solutions have no affiliation with Zacks, but rather evaluate investment managers’ performance on an objective basis. Criteria: The PSN universes were created using the information collected through the PSN investment manager questionnaire and use only gross of fee returns. Mutual fund and commingled fund products are not included in the universe. PSN Top Guns investment managers must claim that they are GIPS compliant. Products must have an r-squared of 0.80 or greater relative to the style benchmark for the ten-year period ending DECEMBER 31, 2019. Moreover, products must have returns greater than the style benchmark for the ten-year period ending DECEMBER 31, 2019 and also standard deviation less than the style benchmark for the ten year period ending DECEMBER 31, 2019. At this point, the top ten performers for the latest ten-year period ending DECEMBER 31, 2019 become the PSN Top Guns Manager of the Decade. This rating was awarded by PSN on 3/5/2020 in respect of the period 1/1/2010 to 12/31/2019. We do not compensate PSN to obtain this rating. However, we pay compensation to PSN to use their logo in connection with advertising this rating.
Disclaimer (continued)
The Morningstar Universes used for comparative analysis are constructed by Morningstar (median performance) and data is provided to Zacks by Zephyr Style Advisor. The percentile ranking for each Zacks Strategy is based on the gross comparison for Zacks Strategies vs. the indicated universe rounded up to the nearest whole percentile. Other managers included in universe by Morningstar may exhibit style drift when compared to Zacks Investment Management portfolio. Neither Zacks Investment Management nor Zacks Investment Research has any affiliation with Morningstar. Neither Zacks Investment Management nor Zacks Investment Research had any influence of the process Morningstar used to determine this ranking. These ratings were awarded by Morningstar on 4/1/2023 in respect of the period from strategy inception to 3/31/2023 (Inception Dates: All Cap- 2/1/1995, Focus Growth- 2/1/2003, Dividend- 4/1/2004, Mid and Small Cap- 5/1/2009). We do not compensate Morningstar to obtain this rating. However, we pay compensation to Morningstar to use their logo in connection with advertising this rating.