Payments made easy

http://tech.dibspayment.com/D2/Hosted/Styling

One of 40 payment methods

Credit cards: From Visa &MasterCard up to DinnersClub and Maestro

Bank Transfer: "Redirect" like integration with banks from Scandinavian countries, German, Poland, Netherlands, etc

MobilePay, Invoices, Call Payments, etc

Paypal

Credit cards

Each of them has own configs, manual setup of currencies and credit card fee, etc

BankTransfer

Dibs supports lots of bank and related systems, but in non Scandinavian countries this support is pretty low.

Vouchers

No Campaign Code, Voucher code is generated on Dibs side.

Safe and reliable

PCI DSS

Even Pro version is very limited

• Each modification to payment window will be reviewed and has to be approved
• You are not allowed to use external pictures

Production server failover with super-dooper uptime, but...

Automatic and Manual payments

Transaction Initialization

Credit Card validation

Money capturing

Simplest version

Transaction Initialization

3D-secure

Money capturing

Request from shop to Dibs

Payment

Window

Credit Card validation

Request back to shop

What is wrong with this process?

• What we want actual capturing to be delayed? (Booking site capture money after you stay)
• What if you want free cancelation during next 2 weeks? (Cancelation != refunding)
• What if you want to split your payment? (simple loan)
• What if you charge customer in future? (extra offered features you can use)

Simple checkout flow does not work...

Complex (manual) flow

Ticket, PreAuth, Dibs Scripts

PreAuth

Ticket Auth

Credit card validation

3D secure

Request back to shop

Capture the money

Manual requests  http://tech.dibspayment.com/D2/API/paymentfunctions

Ticket

Ticket is ID of validated and authorized credit card for specific payments. Think about it like about FB Auth token you get after login. It is string, that represents valid user and authenticated for this specific application. The same for Dibs ticket - but instead of user you have credit card.

PreAuth

Authentication of credit card to do "nothing" for now but something in future. Actually technically Dibs is trying to capture 1 or 0 DKK from you account. (it brings tons of problems)