A Brief Introduction to Investing

Daniel Mocan

Software Developer @ Fortech

Meetup organizer @ JSHeroes

Twitter: @danielsmocan

Financial Education Enthusiast

Content

why is good to invest

investing options & risk

highly risking investments

bonds

stocks

what are ETF's?

real estate

Q&A

investment funds

Why is good to invest?

make your money work

time is precious

worth the risk

inflation is eating your money

retire early

Why is good to invest?

Why is good to invest?

The power of compound interest

Investing Options and Risk

cash / bank deposits

income funds

inv. funds / ETFs

bonds / real estate

individual stocks

crypto

startups

own business

 Risk *

Rewards *

* It depends

Bonds

Bonds are issued by governments and corporations when they want to raise money. By buying a bond, you're giving the issuer a loan, and they agree to pay you back the face value of the loan on a specific date, and to pay you periodic interest payments along the way, usually twice a year.

Vanguard

Stocks

A stock (also known as equity) is a security that represents the ownership of a fraction of a corporation. This entitles the owner of the stock to a proportion of the corporation's assets and profits equal to how much stock they own. Units of stock are called "shares".

Investopedia

Stocks

Investment Funds

Investment funds are investment products created with the sole purpose of gathering investor's capital and investing that capital collectively through a portfolio of financial instruments such as stocks, bonds and other securities.

European Commission

Investment Funds

fix income funds

mixed funds

specialiezed funds

many more...

stock funds

What are ETFs?

An exchange-traded fund, or ETF, is a fund that can be traded on an exchange like a stock, meaning it can be bought and sold throughout the day.

NerdWallet

What are ETFs?

Accumulating vs Distribution

fix income

mixed

specialized

many more...

stock

Same as Investment Funds

Where

Investment funds

BTAssetManagement aka BT

CertInvest

BRD

ING

almost all the banks have them

Where

Stock & Bonds & ETF'S

Tradeville (Ro)

BT Capital Partners (Ro)

Ulise.ro by Tradeville (Int.)

XTB (Int.)

Trading212 (Int.)

eToro (Int.)

Interactive Brokers (Int.)

Revolut

Real Estate

The Good

tangible asset

stable revenue

value increase 

The Bad

management

repairs

hidden issues

borrow money

Highly Risking Investments

startups

own business

p2p lending

cryptocurrency

Where can I invest?

Startups

SeedBlink (inc. romanian)

Seedrs

Crowdcube

Cryptocurrency

Binance

Kraken

CoinBase

P2P Lending

Mintos

PeerBerry

CoinBase

Summary

why investing is important

investment funds

stocks/bonds the risk vs potential rewards

how ETFs helps us to spread the risk

real estate investing

startups and cryptocurrency 

Q&A

There are no dumb questions

Raffle

Feedback

https://forms.office.com/Pages/ResponsePage.aspx?id=YNLHiwewekalM3fJdHhJqoE4fR35tS5CnlOzjnWyuTZUREE0SVJOUkcyT1JCUUtDTlU3UjU2RFA5Uy4u

Multumesc

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