Duration: 5 minutes
The Morrow family is getting ready to purchase their first DVC (Disney Vacation Club) point contract.
They plan to purchase a 150 point contract for Bay Lake Tower
So far, they've been looking at buying points on the resale market.
"My friend told me to buy our DVC points direct from Disney instead of buying them resale."
"I honestly don't know the difference, but she said you get way more perks if you buy points directly from Disney."
Simply put, buying points "direct from Disney" means you are purchasing a DVC contract directly from Disney
Resale contracts were at one point purchased directly from Disney but now the owners of those points are reselling them to someone else
Buying points "Direct from Disney" means you are purchasing a DVC contract directly from Disney
Purchasing Direct
Purchasing Resale
The Morrows check DVCEasy.com to understand the price difference of resale vs. direct DVC Points.
...but they discover its over $500 per night. Sadly, well outside of their budget...
"Maybe we should look into buying the Disney point thing?"
"...what's it called again...?"
"$201 per night??...
That's over 50% cheaper..."
"...what's the catch...?"
When buying a contract full of points you're essentially buying Disney vacations in "bulk".
...just like buying food in "bulk" you get a large quantity but it's much cheaper per item.
You get much cheaper
Disney vacations!
Check out the breakdown of this DVC contract.
You get 123 DVC points per year.
...for 36 years!
123 points per year,
for 36 years:
Year 1: 123 points
Year 2: 123 points
Year 3: 123 points
....
Year 36: 123 points
123 Points x $132 per point
= $16,236
123 Points x $132 per point
= $16,236
+ Closing costs
=$17,970...
...to buy 123 points of Bay Lake Tower per year for 36 years
The Morrow family would get 123 points for Bay Lake Tower every year until the year 2060!
$17,970 per year divided by 36 years
$17,970 per year divided by 36 years
=$499 per year
That $17,970 is due upfront when the contract is signed.
After that, the Morrow family will still need to pay
Annual Dues.
Annual Dues are yearly fees per point.
Annual Dues are yearly fees per point.
123 points x $7.59 per point
Annual Dues are yearly fees per point.
123 points x $7.59 per point
= $934 this year
Annual Dues go up around 4% per year
Annual Dues go up around 4% per year
...and they are due for every year of the contract.
The price per point for annual dues is different at every Disney resort...
Resort | 2024 Annual Dues (Price per point) |
---|---|
Animal Kingdom | $9.08 |
Aulani | $9.76 |
Bay Lake Tower | $7.59 |
Beach Club | $8.63 |
Boardwalk | $8.67 |
Boulder Ridge | $8.68 |
Copper Creek | $8.09 |
Grand Californian | $8.55 |
Grand Floridian | $7.57 |
Hilton Head | $11.31 |
Old Key West | $9.87 |
Polynesian | $8.23 |
Riviera Resort | $8.85 |
Saratoga Springs | $8.14 |
Vero Beach | $13.86 |
Disneyland Hotel | $9.53 |
The average price per point to purchase points is different at every Disney resort...
Resort | Avg. Purchase (Price per point) |
---|---|
Animal Kingdom | $110 |
Aulani | $105 |
Bay Lake Tower | $132 |
Beach Club | $134 |
Boardwalk | $116 |
Boulder Ridge | $109 |
Copper Creek | $138 |
Grand Californian | $269 |
Grand Floridian | $166 |
Hilton Head | $74 |
Old Key West | $89 |
Old Key West – Ext | $116 |
Polynesian | $152 |
Riviera Resort | $126 |
Saratoga Springs | $106 |
Vero Beach | $58 |
The number of points needed per night is different at every Disney resort...
Resort | # points for Sept 1 - Sept 8 |
---|---|
Animal Kingdom | 76 |
Aulani | 119 |
Bay Lake Tower | 97 |
Beach Club | 100 |
Boardwalk | 71 |
Boulder Ridge | 97 |
Copper Creek | 95 |
Grand Californian | 129 |
Grand Floridian | 120 |
Hilton Head | 116 |
Old Key West | 71 |
Polynesian | 104 |
Riviera Resort | 104 |
Saratoga Springs | 73 |
Vero Beach | 94 |
...and the number of years on the deed is different for every Disney resort...
Resort Name | Deed Expiration |
---|---|
Animal Kingdom | 2057 |
Aulani | 2062 |
Bay Lake Tower | 2060 |
Beach Club | 2042 |
Boardwalk | 2042 |
Boulder Ridge | 2042 |
Copper Creek | 2068 |
Grand Californian | 2060 |
Grand Floridian | 2064 |
Hilton Head | 2042 |
Old Key West | 2042 |
Old Key West - Ext | 2057 |
Polynesian | 2066 |
Riviera Resort | 2070 |
Saratoga Springs | 2054 |
Vero Beach | 2042 |
Disneyland Hotel | 2074 |
One of the many reasons we built DVCEasy.com is to easily compare ALL of these complicated values.
One of the many reasons we built DVCEasy.com is to easily compare ALL of these complicated values.
...for example, the purchase price of 100 points of Bay Lake Tower and Beach Club seems very similar.
...but the price per night flags that Beach Club is actually much more expensive per night.
It's because you get 36 years in your Bay Lake contract but only 18 in your Beach Club.
...annual dues are also higher for Beach Club, bringing up that per night price.
The Morrows are convinced, they are buying a Bay Lake Tower DVC contract!
They typically vacation in September so they choose Sept 1 - Sept 8th to see how many points they'll need for a Studio room.
They're all-in on Bay Lake Tower so they choose the 3 View options to see the difference in points.
"It looks like we will need a minimum of 100 points, maybe even up to 150 if we splurge on a Theme Park View."
"We sometimes vacation in March too, let's check how different the points are."
"Wow, what a huge difference!
I guess March is a more expensive time to go. Maybe 150 is a good contract size so we can still afford a Standard room in March too."
There is a lot to learn about buying and spending Disney Vacation Club (DVC) points.
Not surprisingly, the Morrows still have a lot of questions...
"Once we have our points, how do we spend them?"
"What if we can't use them one year, do we lose them?"
"How far in advance can we book?"
"Can we spend our points on other Disney resort stays?"
"Once we have our points, how do we spend them?"
"What if we can't use them one year, do we lose them?"
"How far in advance can we book?"
"Can we spend our points on other Disney resort stays?"
Continue learning ->
Booking DVC Resorts
"Once we have our points, how do we spend them?"
"What if we can't use them one year, do we lose them?"
"How far in advance can we book?"
"Can we spend our points on other Disney resort stays?"
Continue learning ->
Booking DVC Resorts
"What is renting DVC points?"
"Do I have to buy a contract to rent points?"
"Is renting DVC points safe?"
"Which resorts let you rent points?"
Continue learning ->
How DVC Rental Works
"Once we have our points, how do we spend them?"
"What if we can't use them one year, do we lose them?"
"How far in advance can we book?"
"Can we spend our points on other Disney resort stays?"
"What is renting DVC points?"
"Do I have to buy a contract to rent points?"
"Is renting DVC points safe?"
"Which resorts let you rent points?"
"What is the difference between buying DVC points from resale vs. Direct?"
"How much more expensive are direct from disney points vs. resale?"
"What are the steps to buy resale vs. direct?"
Continue learning ->
Buying DVC Points -
Direct vs. Resale
Continue learning ->
Booking DVC Resorts
Continue learning ->
How DVC Rental Works
"Once we have our points, how do we spend them?"
"What if we can't use them one year, do we lose them?"
"How far in advance can we book?"
"Can we spend our points on other Disney resort stays?"
"What is renting DVC points?"
"Do I have to buy a contract to rent points?"
"Is renting DVC points safe?"
"Which resorts let you rent points?"
"What is the difference between buying DVC points from resale vs. Direct?"
"How much more expensive are direct from disney points vs. resale?"
"What are the steps to buy resale vs. direct?"
Continue learning ->
Buying DVC Points -
Direct vs. Resale
Continue learning ->
Booking DVC Resorts
Continue learning ->
How DVC Rental Works
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