Life is nothing more than the collection of our experiences

人生就是所有體驗的總和

I agree with this statement, but I’d like to extend it. For me, life is essentially about managing our experiences, risks, and dreams — with money being just one of the tools or means to do so.

我認同這句話，但我想做更多延伸，對我來說，人生本質上是在做體驗、風險以及夢想的管理，金錢則是其中一種工具或手段。

Life is about maximizing positive experiences. Negative ones are inevitable and unpredictable, but we can choose to amplify the positive. Certain experiences are only possible when we’re young and full of energy. So ask yourself: if you delay something for 10 years, will it bring the same joy? If the answer is no, then the best time to take the action is now.

最大化一生中的正向體驗：負面體驗不可預測，但我們可以讓正向體驗最大化，有些事只有年輕有體力時才能做，我們也可以思考如果把一件事放到 10 年後去做，你會有一樣的快樂感嗎？如果不會，那就現在去執行吧！

Don’t live your life on autopilot. Stay aware of your own thoughts and be the driver of your own life

別用自動駕駛模式過人生，隨時覺察自己的想法，當自己人生的駕駛

記憶股息 (Memory Dividend)

A memory dividend means the joy you keep receiving from a past experience. When you invest in experiences, the happiness doesn’t end in the moment — every time you remember or share it, you get more joy, like receiving dividends again and again.

For me, Experience Happiness > Material Happiness

Don’t hold on to your money until the day you die

Keep creating life experience

I hope that when I reach the end of my life, I can say with contentment:

I have experienced enough in my life, and I am truly satisfied.

-> Create Memory and dividends