Mark Kolta
Mark Kolta is able to combine analytical ability, comprehensive financial information and client service skills to assist clients define and reach their financial goals.
Instead of traditional measures of risk and return, client’s goals are used to measure portfolio efficiency.
The ledger account maintained by the bank is the opposite way round to the cash book. This is because the bank records balances from their perspective. Therefore if a client has a positive bank balance the bank would display this as a credit balance because they have a liability to pay it back to the client. If the client is overdrawn this would be shown as a debit because the bank are owed a repayment from the client.
Cash itself does not produce goods and services. It is used as a medium to acquire other assets. It is the other assets which are used in manufacturing goods or providing services. The idle cash can be deposited in bank to earn interest. A business has to keep required cash for meeting various needs. These remains a gap between cash inflows and cash outflow. Sometimes cash receipts are more than the payments or it may be vice verse at another time. A financial manger tries to synchronies the cash inflows and cash outflows.
Capital budgeting (is the planning process used to determine whether a firm's long term investments such as new machinery, replacement machinery, new plants, new products, and research and development projects are worth pursuing.
Some financial planners assess every aspect of your financial life—including saving, investments, insurance, taxes, retirement, and estate planning—and help you develop a detailed strategy or financial plan for meeting all your financial goals.
Your credit history is on file at a credit bureau, a company that gathers, stores, and sells credit information to business subscribers.
without some evidence that the business managers have thought about and planned for the future it is most unlikely that the lenders will invest money in the business.
In order to determine if you have the resources to finance your business, begin by assessing your Net Worth (or equity).
After making plans profit successfully, an corporation needs to govern income. Profit manage includes measuring the distance between the envisioned level and the real degree of earnings achieved by means of an agency.
Share or stock is a document issued by a company, which entitles its holder to be one of the owners of the company. A share is issued by a company or can be purchased from the stock market.
Businesses receive money from selling goods and services.
Payroll taxes are imposed by the federal and all state governments. These include Social Security and Medicare taxes imposed on both employers and employees, at a combined rate of 15.3%.
Keeps the private finances of the business owner separate from the business finances.
Different from old debit or credit accounting. It provides a scientific accounting analysis which help in resolving the disputes that arises in the organization.
Merchant Banking although a non banking financial activity, resembles banking function.
Investment banking is a particular form of banking which finances capital requirements of an enterprises. Investment banking assists as it performs IPOs, private placement and bond offerings, acts as broker and carries through mergers and acquisitions.
Mutual funds are a type of investment that takes money from many investors and uses it to make investments based on a stated investment objective.
VALUATION HELPS THE INVESTOR TO DETERMINE THE RETURN AND RISK EXPECTED FROM AN INVESTMENT IN THE COMMON STOCK.