Accumulate

It takes a sophisticated approach to help you meet accumulation goals without introducing unnecessary risk. Ascension Wealth Management clients have access to our diverse investment capabilities, time-tested process and disciplined, holistic approach to growing their wealth.

Custom 

Portfolio Design

Your custom, goal-oriented investment portfolio is the centerpiece of our holistic approach to your wealth. We help you work toward not only the returns, but also the investment growth and asset accumulation you need in order to achieve your individual goals.

What you can expect from us:

Custom portfolio design based on your personal values, needs and goals

A full suite of investment types, resources and strategies

Fiduciary standard that ensures our recommendations are always in line with your best interests

Investment

Strategies

What you can expect from us:

An Investment Proposal clearly outlining your objectives and how we plan to reach them

Discretionary investment management that allows for efficient day-to-day decisions

Our Disciplined

Process

We follow a disciplined 6-step process with each client, so that we can help you advance your accumulation goals, while managing strategies to preserve and plan your wealth.

What you can expect from us:

A holistic approach, using our internal team and external professionals** to evaluate your diverse financial considerations

A thorough process of implementation, management and monitoring, so that we can help you actively pursue your goals 

**Only products and services offered through iA Private Wealth Inc. are covered by the Canadian Investor Protection Fund.

Tax-Efficient

Growth

What you can expect from us:

Exploring tax shelters, tax deferral and tax-efficient structures

Coordinating with your accountant to identify and implement strategies

Using tax efficiency to enhance your growth potential over the long term

Preserve

In the process of pursuing your financial goals, preservation is just as important as growth. This means that through our extensive history of providing personal guidance, we’ve developed in-depth knowledge in managing investment risk strategically and mitigating all forms of unnecessary risk.

Risk

Management

Working with a portfolio manager means you have access to investment knowledge that is held to rigorous standards for knowledge and experience. Daniel’s proficiency in managing investment risk also led him to attain two accreditations that are among the best in the industry: Chartered Investment Manager (CIM®) certification and Fellow of the Canadian Securities Institute (FCSI®).

What you can expect from us:

Risk tolerance analysis as part of the portfolio design process

Understanding and managing risk in the context of your goals and timeframes

Strategies to mitigate the impact of market volatility with the insight of 35 years of investment experience

Insurance

Strategies*

Risk comes in many forms, and the right insurance strategies* can help you protect yourself and your family from the impact of unanticipated events. In consultation with insurance professionals within our network, we help our clients reduce liability and stay prepared for the unexpected.

What you can expect from us:

Objective review of your liabilities, insurance needs and potential gaps in coverage

Insurance services and resources are offered by Daniel Haché, Financial Security Advisor and Independent Representative*

Numerous policy options to help protect the interests of your family and your business

Detailed

Planning

We believe that taking a process-driven and goal-oriented approach is an essential part of preserving your wealth and your interests. Careful, adaptive planning can help ensure you anticipate potential risks and adjust your financial strategies to shifts in your life, family or business.

What you can expect from us:

Personalized planning services for life events like business succession and retirement

Active communication and annual reviews to help ensure your plans and strategies stay up to date

Proactive approach to financial and investment advice

Secure

Partnerships

Ascension Wealth Management is an independent team with iA Private Wealth.
A member of Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund, iA Private Wealth Inc. is a full service introducing broker serving its clients through National Bank Independent Network (NBIN), a full service carrying broker. NBIN acts as agent to execute and settle transactions, safeguard cash and securities, prepare confirmation notices and statements of account. However, iA Private Wealth Inc. is responsible for monitoring transactions and your account.

® The NATIONAL BANK INDEPENDENT NETWORK logo is a registered trademark of National Bank of Canada, used under license by authorized third parties.  

What you can expect from us:

Personalized planning services for life events like business succession and retirement

The vast resources of iA Private Wealth and its network

Convert

Converting your wealth is about deciding what you want to do with everything you’ve built. It’s where life and wealth intersect, and it requires a complex combination of income, transition and tax planning.

Investment

Income

As we help you grow and preserve your wealth, we’re also conscious of how to use your investment portfolio to contribute to the income you need to support various goals in the short term and the long term.

What you can expect from us:

Aligning your investment income with your lifestyle goals 

Incorporating dividends and income-oriented investment strategies into your custom portfolio

Managing liquidity and helping you harvest investment growth tax efficiently

Retirement

Income

The financial component of retirement is about converting your life’s work into the income that will support you for years to come. We help professionals, executives and other pre-retirees to envision the retirement they want, and we design a clear plan for the tax-efficient income that will enable them to live it comfortably.

What you can expect from us:

Defining your retirement lifestyle targets and forming a cohesive distribution strategy

Planning and coordinating various sources of retirement income

Adjusting your income tactics to adapt to lifestyle shifts in retirement

Business

Income

What you can expect from us:

Business succession and exit strategies

Strategies to extract capital from your business and manage your cash flow

Steps to mitigate tax on corporate and personal income

Tax

Mitigation

While you make the transition from accumulating your wealth to living off of it, our team is making the transition from planning and deferring tax, to mitigating its impact on your retirement income. This requires a holistic view that considers all sources of income and their exposure to tax.

What you can expect from us:

Evaluating the tax implications of all income sources, including capital gains, employment and corporate income

Timing your CPP and OAS alongside your other retirement income sources

Tax strategies for both pre- and post-retirement 

Transfer

When you have effective strategies in place to accumulate, preserve and convert your wealth, then new goals become possible – goals like building or enhancing a family legacy or supporting a cause that has personal significance for you. 

Estate and

Legacy Planning

We help our clients form clear intentions about the purpose their wealth will fulfill for others. This often includes both living legacy strategies as well as long-term, intergenerational planning.

What you can expect from us:

Understanding the legacy you envision and forming a holistic plan to build it

Coordinating with tax and legal professionals** to design and implement your estate plan

Working with your estate attorney** to keep estate documentation up to date

Intergenerational

Wealth Transfer

If you’re carrying forward a legacy from generations before your own, or building one that you hope will serve those to come, achieving your goal requires a thorough plan for the transfer of wealth. This includes documentation, financial structures and tax implications.

What you can expect from us:

Strategies to transfer wealth as part of an estate or a living legacy

Mitigating estate taxes on family wealth

Providing support for beneficiaries and younger family members

Family

Trusts

For many families, trusts serve not only to shelter capital and mitigate tax, but also to empower the rising generation by responsibly transferring wealth.
Our team often employs family trusts as part of a comprehensive plan to transition and preserve family assets.

What we can help you with:

A variety of options including inter vivos and testamentary trust accounts

Thorough consultation on the best options for your family

Reviews with trust officers and other professionals to help ensure your needs are met

Charitable

Giving

Wealth transfer goals are often an expression of one’s personal values, reflecting what is most important to us. Our focus is to provide the financial tools that can help you make your mark in a community that matters to you.

What you can expect from us:

Strategies, structures and tax advantages that can help you maximize the charitable impact of your wealth

Incorporating philanthropic goals into your financial, retirement and estate plans

Forming a foundation or endowment, or gifting assets to individuals and organizations