The Basics About Liquor Liability Insurance
By Host Liquor
The Basics About Liquor Liability Insurance
Did you know that 35 states and the District of Columbia have strict dram shop laws in place? The law states that a business is liable for the consequences of selling alcohol to minors or visibly intoxicated people. Liquor liability can be very confusing if you serve alcohol, and you are not fully aware of the dram shop laws. Strict law extends the liability of businesses dealing with alcohol. You might be liable if a drunk patron causes harm to a third-party. Therefore, liquor liability insurance is essential. Liquor liability insurance is an insurance policy that covers losses related to liquor liability for businesses that sell or serve alcohol to their customers. A standard liquor liability insurance will cover third-party bodily injury, property damage, and legal fees. However, you can endorse some specialized coverage options as per your need. However, any policy cannot cover some unethical activities unlicensed sale of alcohol. Therefore, you must know what is insurable and what is uninsurable before you file a claim. Discuss this with your insurance agent and make sure you are safe. To know the details of a standard liquor liability insurance package, click here: https://quotezebra.com/liquor-liability-insurance/