Financial Problems Caused by Bad Credit

Are your financial problems caused by bad credit? Chances are, probably.   Let’s face it, credit is important and without it, you may not have the means to enjoy your life how you want to, when you want to- but, seeking credit isn’t always smart.   Most Americans understand the basics of credit: make your payments, don't default, and spend wisely. But, while avoiding financial problems might be common sense, how many credit products a person should have and when it’s time to stop applying isn’t.

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