DVC 101
Purchasing Disney Vacation Club (DVC) Points
Duration: 5 minutes
The Morrow family is planning their
first trip to Walt Disney World
They're interested in Disney's Contemporary Resort
...but they discover its over $500 per night. Sadly, well outside of their budget...
"Maybe we should look into buying the Disney point thing?"
"...What's it called again?"
"...Oh yeah...
Disney Vacation Club (DVC) points"
They check DVCEasy.com to understand the price of DVC points...
"$201 per night??...
That's over 50% cheaper..."
"...what's the catch...?"
When buying a contract full of points you're essentially buying Disney vacations in "bulk".
...just like buying food in "bulk" you get a large quantity but it's much cheaper per item.
You get much cheaper
Disney vacations!
Check out the breakdown of this DVC contract.
You get 123 DVC points per year.
...for 36 years!
This is important so one more time...
123 points per year,
for 36 years
123 points per year,
for 36 years:
Year 1: 123 points
Year 2: 123 points
Year 3: 123 points
....
Year 36: 123 points
123 Points x $132 per point
= $16,236
123 Points x $132 per point
= $16,236
+ Closing costs
=$17,970...
...to buy 123 points of Bay Lake Tower per year for 36 years
The Morrow family would get 123 points for Bay Lake Tower every year until the year 2060!
$17,970 per year divided by 36 years
$17,970 per year divided by 36 years
=$499 per year
That $17,970 is due upfront when the contract is signed.
After that, the Morrow family will only need to pay
Annual Dues.
Annual Dues are yearly fees per point.
Annual Dues are yearly fees per point.
123 points x $7.59 per point
Annual Dues are yearly fees per point.
123 points x $7.59 per point
= $934 this year
Annual Dues go up around 4% per year
Annual Dues go up around 4% per year
...and they are due for every year of the contract.
The price per point for annual dues is different at every Disney resort...
| Resort | 2024 Annual Dues |
|---|---|
| Animal Kingdom | $9.08 |
| Aulani | $9.76 |
| Bay Lake Tower | $7.59 |
| Beach Club | $8.63 |
| Boardwalk | $8.67 |
| Boulder Ridge | $8.68 |
| Copper Creek | $8.09 |
| Grand Californian | $8.55 |
| Grand Floridian | $7.57 |
| Hilton Head | $11.31 |
| Old Key West | $9.87 |
| Polynesian | $8.23 |
| Riviera Resort | $8.85 |
| Saratoga Springs | $8.14 |
| Vero Beach | $13.86 |
| Disneyland Hotel | $9.53 |
The average price per point to purchase points is different at every Disney resort...
| Resort | Avg PPP |
|---|---|
| Animal Kingdom | $110 |
| Aulani | $105 |
| Bay Lake Tower | $132 |
| Beach Club | $134 |
| Boardwalk | $116 |
| Boulder Ridge | $109 |
| Copper Creek | $138 |
| Grand Californian | $269 |
| Grand Floridian | $166 |
| Hilton Head | $74 |
| Old Key West | $89 |
| Old Key West – Ext | $116 |
| Polynesian | $152 |
| Riviera Resort | $126 |
| Saratoga Springs | $106 |
| Vero Beach | $58 |
The number of points needed per night is different at every Disney resort...
| Resort | # points for Sept 1 - Sept 8 |
|---|---|
| Animal Kingdom | 76 |
| Aulani | 119 |
| Bay Lake Tower | 97 |
| Beach Club | 100 |
| Boardwalk | 71 |
| Boulder Ridge | 97 |
| Copper Creek | 95 |
| Grand Californian | 129 |
| Grand Floridian | 120 |
| Hilton Head | 116 |
| Old Key West | 71 |
| Polynesian | 104 |
| Riviera Resort | 104 |
| Saratoga Springs | 73 |
| Vero Beach | 94 |
...and the number of years on the deed is different for every Disney resort...
| Resort Name | Deed Expiration |
|---|---|
| Animal Kingdom | 2057 |
| Aulani | 2062 |
| Bay Lake Tower | 2060 |
| Beach Club | 2042 |
| Boardwalk | 2042 |
| Boulder Ridge | 2042 |
| Copper Creek | 2068 |
| Grand Californian | 2060 |
| Grand Floridian | 2064 |
| Hilton Head | 2042 |
| Old Key West | 2042 |
| Old Key West - Ext | 2057 |
| Polynesian | 2066 |
| Riviera Resort | 2070 |
| Saratoga Springs | 2054 |
| Vero Beach | 2042 |
| Disneyland Hotel | 2074 |
One of the reasons we built DVCEasy.com is to easily compare ALL of these complicated values.
One of the reasons we built DVCEasy.com is to easily compare ALL of these complicated values.
...for example, the purchase price of 100 points of Bay Lake Tower and Beach Club seems very similar.
...but the price per night flags that Beach Club is actually much more expensive per night.
Well, its because you get 36 years in your Bay Lake contract but only 18 in your Beach Club.
...annual dues are also higher for Beach Club, bringing up that per night price.
The Morrows are convinced, they are buying a Bay Lake Tower DVC contract!
They typically vacation in September so they choose Sept 1 - Sept 8th to see how many points they'll need for a Studio room.
They're all-in on Bay Lake Tower so they choose the 3 View options to see the difference in points.
"It looks like we will need a minimum of 100 points, maybe even up to 150 if we splurge on a Theme Park View."
"We sometimes vacation in March too, let's check how different the points are."
"Wow, what a huge difference!
I guess March is a more expensive time to go. Maybe 150 is a good contract size so we can still afford a Standard room in March too."
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