A Brief Introduction to Investing
Daniel Mocan
Software Developer @ Fortech
Meetup organizer @ JSHeroes
Twitter: @danielsmocan
Financial Education Enthusiast
Content
why is good to invest
investing options & risk
highly risking investments
bonds
stocks
what are ETF's?
real estate
Q&A
investment funds
Why is good to invest?
make your money work
time is precious
worth the risk
inflation is eating your money
retire early
Why is good to invest?
Why is good to invest?
The power of compound interest
Investing Options and Risk
cash / bank deposits
income funds
inv. funds / ETFs
bonds / real estate
individual stocks
crypto
startups
own business
Risk *
Rewards *
* It depends
Bonds
Bonds are issued by governments and corporations when they want to raise money. By buying a bond, you're giving the issuer a loan, and they agree to pay you back the face value of the loan on a specific date, and to pay you periodic interest payments along the way, usually twice a year.
Vanguard
Stocks
A stock (also known as equity) is a security that represents the ownership of a fraction of a corporation. This entitles the owner of the stock to a proportion of the corporation's assets and profits equal to how much stock they own. Units of stock are called "shares".
Investopedia
Stocks
Investment Funds
Investment funds are investment products created with the sole purpose of gathering investor's capital and investing that capital collectively through a portfolio of financial instruments such as stocks, bonds and other securities.
European Commission
Investment Funds
fix income funds
mixed funds
specialiezed funds
many more...
stock funds
What are ETFs?
An exchange-traded fund, or ETF, is a fund that can be traded on an exchange like a stock, meaning it can be bought and sold throughout the day.
NerdWallet
What are ETFs?
Accumulating vs Distribution
fix income
mixed
specialized
many more...
stock
Same as Investment Funds
Where
Investment funds
BTAssetManagement aka BT
CertInvest
BRD
ING
almost all the banks have them
Where
Stock & Bonds & ETF'S
Tradeville (Ro)
BT Capital Partners (Ro)
Ulise.ro by Tradeville (Int.)
XTB (Int.)
Trading212 (Int.)
eToro (Int.)
Interactive Brokers (Int.)
Revolut
Real Estate
The Good
tangible asset
stable revenue
value increase
The Bad
management
repairs
hidden issues
borrow money
Highly Risking Investments
startups
own business
p2p lending
cryptocurrency
Where can I invest?
Startups
SeedBlink (inc. romanian)
Seedrs
Crowdcube
Cryptocurrency
Binance
Kraken
CoinBase
P2P Lending
Mintos
PeerBerry
CoinBase
Summary
why investing is important
investment funds
stocks/bonds the risk vs potential rewards
how ETFs helps us to spread the risk
real estate investing
startups and cryptocurrency
Q&A
There are no dumb questions
Raffle
Feedback
https://forms.office.com/Pages/ResponsePage.aspx?id=YNLHiwewekalM3fJdHhJqoE4fR35tS5CnlOzjnWyuTZUREE0SVJOUkcyT1JCUUtDTlU3UjU2RFA5Uy4u
Multumesc
A gentle introduction to investing
By Daniel Mocan
A gentle introduction to investing
Fortech Internal Presentation
