2018.8.9

Historical Data

Name Sex Age Income Job Prepay
Alice female 23 40k designer N
Bob male 29 55k engineer Y
Cathy female 44 38k writer N
Dan male 40 73K consultant N
Evelyne female 25 21k model Y
Fabien male 24 48k developer N
Georgy male 33 69k doctor Y

Linear Separator

Red dots: prepayment

Blue dots: no prepayment

Estimate the Proba

Score

Proba

Estimate the duration

0

T: maturity

Prepayment

No prepayment

No mortgage

Environment Parameters

  • Interest rate
  • Employment rate
  • Economic crisis

Plan

Understand the problem

Explore the data

Build the model

Test

Report

Transfer the techonology

not satisfied

not validated

2018.8.9

By Wenjie Zheng

2018.8.9

  • 1,067